I look around at some of our friends recently and, really, it just doesn't seem to be fair. Luck is with them all the time, no matter how much they "mess up," or get into something that seems too far over their heads, they end up getting helped out of it by someone else, or things just happen to magically work out.
There are others who seem to have their lives virtually "set." They have the house that they will grow old in and both have stable incomes for both of them in the household. While I still feel like we're in limbo, I am sure that has to do with the fact that we have only been married for a couple of years and Derick doesn't have a stable job yet. I am looking for his "break," for our lucky streak to hit, but it gets hard when things have been hard for so long. Money is stressful. It feels like I am counting the pennies in my bank account and then watching as they suddenly all fall through the cracks when it is time to pay the bills.
I am a big fan of making my own mistakes and learning from them - and this is one that I have learned from doing some of the things we did do with our money when I bought the house and after we got married...
- Bought a house that was at the high end of our budget and not really budgeting and accounting for the fact if Derick did NOT have a job (we never thought that would be possible).
- Do not put all of the furniture you buy at one time on your credit card and scoff when the sales person offers no-interest financing for one year.
- Live with the furniture you have for the time being. Eventually you will get the things that you need/want, but don't rush out and get everything. Limit yourself to the basics, even though it seems like a ton of fun to set up your first real place.
- I will never be "house poor" again - limiting the house mortgage payment to under one week's salary for the entire household income.
Thanks for letting me complain and express my discomfort with life right now - if anyone is reading this. I don't think many people do, but that brings me to another point. I am thinking of cancelling my blog all together. I am not sure how much good it is actually doing me right now. We'll see. I used to hand-write in a journal all the time in grade school through high school. I ended up tearing up and burning and recycling all of them except a few of them before I moved out of my parent's house. It didn't make much sense to hold onto those things anymore.
I will give notice when and if I choose to quit the blog-mosphere, but for now, I carry on.
-L